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Internet legal protection

PROTECTION AGAINST CYBERCRIME AND REPUTATIONAL DAMAGE

The internet legal protection module protects companies against breaches of privacy (cyberbullying) and credit card and identity theft (cybercrime), wherever in the world these happen. This module can only be taken out as an optional extra to the Basic commercial legal protection module.

Fortuna internet legal protection

 

Internet legal protection covers your online activities

This form of legal protection is suitable for any company that is largely reliant on the internet in its day-to-day operations. Internet legal protection covers your online activities, ensuring that a wrong click in the wrong place doesn’t have far-reaching consequences.

 

What is insured?

  • Disputes involving the internet: breaches of privacy (cyberbullying), credit card and identity theft (cybercrime), and disputes over domain names

How you benefit

  • Worldwide cover
  • No deductible, no minimum amount in dispute
  • Fast, competent help from experienced legal experts and lawyers

How internet legal protection works

 

Real-life examples

Personality rights

The Sunshine Hotel is given a terrible rating and wrongfully criticised by a guest on an independent rating site. Fortuna orders the entry to be deleted and initiates criminal proceedings against the author.

 

Credit card misuse

A sales representative of Trading AG has his wallet stolen. He immediately arranges for the company credit cards to be blocked. Nevertheless, the fraudsters succeed in withdrawing a significant amount of money from the company account even after the theft has been reported. The bank refuses to accept any liability. Thanks to Fortuna, the bank finally credits the stolen amount back to Trading AG in full.

 

Identity theft

Gastro AG’s website is hacked and misleading political and racist statements are published on it. Fortuna brings charges against the perpetrator and files claims for damages.

 

Internet domain

A local toyshop launches a website under the same name as Modelplane AG. Fortuna intervenes on the company’s behalf and the toyshop is forced to change the name of its website.

FAQS

Your cover begins after a waiting period of 60 days from the date the contract begins. The insurance covers legal cases that occur during the contract term and are reported to Fortuna during that period. When the contract comes to an end, the insurance is renewed automatically for one year at a time unless cancelled one month beforehand.

Internet legal protection insurance has a maximum insured amount of CHF 20,000 per legal case in Switzerland and, if specified, CHF 10,000 in Europe and CHF 5,000 in the rest of the world.

Depending on the module and insured risk, cover applies in Switzerland, Europe and the rest of the world. 

Your company and the day-to-day operations of the co-insured companies and subsidiaries listed in your policy. 

The premium depends on your company’s business activities, revenue, payroll and number of the employees.

Additional MODULES

We offer a range of modules that can be added to Basic commercial legal protection as optional extras. You are free to choose whichever modules your company most needs to extend its basic cover. In addition to internet legal protection, the following insurance modules are available:

Supplements your basic insurance by providing extensive worldwide cover in contract disputes. For all companies wishing to protect themselves against the legal and financial risks that may arise in disputes with customers and suppliers.

For companies that use vehicles commercially and wish to insure themselves against disputes involving vehicles and road traffic incidents anywhere in the world. Cover of up to CHF 1,000,000 per legal case for lawyers’ and court fees, expert opinions and other costs of proceedings.

For the owners and landlords of commercial premises who want to protect themselves against disputes involving properties, public planning laws and neighbours rights, or disputes with tenants as a landlord.

For companies that don’t want to handle debt collection themselves and would like to insure the collection of receivables. 15 credit assessments are included.

For companies wishing to obtain comprehensive, first-hand advice from a lawyer as their personal point-of-contact in all legal matters, regardless of what cover they hold.

Helpful documents