Commercial vehicle insurance

Tradespeople depend on their vans, farmers on their tractors. These important assets are the lifeblood of their businesses. With commercial vehicle insurance you are protected against all eventualities – be that glass breakage, theft or collision.

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Commercial vehicle insurance in brief

With Generali’s commercial vehicle insurance, you get all major forms of cover at a cost-effective price – it’s the full package. This includes mandatory third-party liability insurance, accident insurance and (comprehensive or partial) accidental damage insurance, and automatically comes with assistance.

Your benefits

Optimal security

For all commercial vehicles

  • Take out essential basic cover as part of a package
  • Additional cover depending on your needs
  • We guarantee to settle accidental damage losses within 7 day
  • Effective glass breakage, breakdown and general assistance
Comprehensive protection

For a wide variety of commercial vehicles

  • Delivery vans and trucks
  • Minibuses and coaches
  • Agricultural vehicles
  • Industrial tractors
  • Trailers and mobile homes

Coverage types in detail

What is insured?
Your commercial vehicle insurance can consist of three types of insurance:

  • Third-party liability insurance
    This is compulsory and insures against damage caused to third parties. For instance, you are covered if someone is injured or killed, or if property is damaged by your commercial vehicle.
  • Accidental damage insurance
    Partial accidental damage insurance: Insures against damage caused by theft, fire, natural events, rodents, glass breakage or vandalism.
    Comprehensive accidental damage insurance: As for partial accidental damage insurance, plus cover for collision damage to your own vehicle.
  • Accident insurance
    Drivers and passengers are insured when using your insured company vehicles. You are covered in the event of death or temporary or permanent disability resulting from an accident involving the insured vehicle.

What supplementary cover can you take out?
You can add some attractive supplementary forms of cover on top of your commercial vehicle insurance:

  • Waiver of right of recourse in the event of gross negligence: With this extra, we waive the requirement for you to pay part of the losses yourself in the event of gross negligence for events caused by the insured driver.
  • Items transported in the vehicle: All personal or professional belongings of the driver and passengers transported in the vehicle are insured.
  • Glass plus cover: Where this is taken out, all other damage to glass or glass-like materials (e.g. exterior mirrors, headlights or bulbs) on your vehicle is covered in addition to the standard glass breakage insurance. Internal defects and normal wear and tear are excluded.
  • No-claims bonus protection: The first loss reported in any year does not affect your premium.

Our team of advisors for your company

Protect what’s important to your company. We’re happy to advise you personally.
Practical example

Daniel Bayer is a self-employed tradesman. One day, his drill and various other tools are stolen out of his locked delivery vehicle, which was parked right outside his premises. Fortunately, Daniel has taken out additional cover for items transported in the vehicle. We pay him the value of the stolen items, up to the guaranteed sum insured – enabling Daniel to keep working without interruption.


Your environmental bonus

Conclude online and save.

If your vehicle has an alternative energy source, you will receive an attractive discount on your premium.

Customer opinions

Said Abd El Ham 29.04.2024
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Juha-Pekka P. 28.04.2024
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Gaurav M. 26.04.2024
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Kulyk T. 26.04.2024
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Rogior Maarten 12.04.2024
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Andrea S. 07.04.2024
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Melanie S. 04.04.2024
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Meng-Mei C. 29.03.2024
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Hugo Robert N. 27.03.2024
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Questions and answers

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