Daily sickness allowance insurance

Illness is still the most common reason for workplace absences. With daily sickness allowance insurance, Generali pays the salaries of your employees who are too ill to work. What’s more, we help recognise and prevent the causes of illness.

Image Not Found Covers salary costs with a daily allowance
Image Not Found We will obtain a 2nd opinion on your behalf
Image Not Found Advice on prevention services
Image Not Found Easily declare salary online
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Daily sickness allowance insurance in brief

If employees are unable to work due to illness, your company is obliged to continue paying their salary.  That can quickly become expensive!  A good reason for insuring the salaries with loss of earnings cover from Generali:  we take on your obligation to pay when employees are absent due to illness.

Your benefits

Complete coverage

In the event your employees become ill.

  • Active accompaniment and support for ill employees
  • Optional inclusion of maternity and paternity leave
  • Ideal supplementary insurance for the self-employed
  • Advice on prevention services
  • Support for professional reintegration

Coverage types in detail

What is covered?
Daily sickness allowance insurance covers salary costs of ill employees with a daily allowance.

Support and prevention
We help you find your way through the social insurance jungle and assist you in seeking out preventive services. We accompany those affected throughout their illness and intervene at an early stage to get them back to work as quickly as possible.

What optional extras are available?
We offer a variety of supplementary insurance so that your business and your employees are optimally insured:

  • Parental leave: You can also choose to insure a daily allowance for maternity or paternity leave.
  • Self-employed individuals can also take out daily accident benefit insurance.
  • Key personnel: Insure against additional costs that occur when important employees are unable to work, with our key personnel insurance.

Our team of advisors for your company

Protect what’s important to your company. We’re happy to advise you personally.
Practical example

Melina Broder owns Pandoro – a bakery that now has four branches. Ms Broder needs to be able to rely on her employees to keep the business running smoothly. To protect her employees' and her own livelihood, she has taken out daily sickness allowance insurance with Generali.

After years of good attendance figures, this year, three of her employees are signed off work for an indefinite period due to illness. Despite this, Pandoro’s customers still expect to enjoy the usual quality of baked goods, so Melina Broder is forced to hire additional staff. This entails a great deal of expense.

Her daily sickness allowance insurance removes some of the burden: it pays the wages of the employees who are off sick for the entire period required by law, and even beyond – in the case of long-term absences, Generali pays salaries for up to another two years and, if requested, provides employees with proactive support in achieving a return to working life. Improving the healing process aids faster recovery. Melina Broder is relieved; without daily sickness allowance insurance her company would not have been able to cope with these absences.

Protect your business and employees with daily sickness allowance.

Customer opinions

Eva T. 30.04.2024
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Said Abd El Ham 29.04.2024
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Juha-Pekka P. 28.04.2024
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Gaurav M. 26.04.2024
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Kulyk T. 26.04.2024
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Antony Lloyd Pr 17.04.2024
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Rogior Maarten 12.04.2024
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Tugrul I. 12.04.2024
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Andrea S. 07.04.2024
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Questions and answers

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