Technical insurance

Generali’s machinery insurance protects your technical equipment and pays for damage-related repairs and the purchase of replacement equipment. That means you don’t have to worry about what a technical outage might mean for your finances.

Image Not Found Optimal protection for equipment and devices
Image Not Found Pays for repairs and replacement devices
Image Not Found Comprehensive cover for interruptions
Image Not Found Individual supplements based on your needs
Overall rating
star star star star star
of reviews
Technical insurance in brief

With Generali’s technical insurance you protect yourself against financial losses in the event that your plant or equipment breaks down. This popular form of insurance makes an ideal supplement to your business inventory and third-party liability insurance – without the risk of duplicate insurance. It is easy to include individual add-ons to suit your needs with Generali.

Your benefits

Be on the safe side

Protection for technical outages

  • Optimal protection against broken equipment
  • Pays for damage-related repairs
  • Pays for replacement devices
  • Also covers improper use
  • Insures all devices, whether on site or on the road

Coverage types in detail

What is insured?
Your entire operating facilities and technical equipment are insured:

  • IT and communication technology Computers, laptops, printers
  • Electronic equipment such as drinks dispensers, cash registers, telephone systems, packaging equipment, x-ray equipment
  • Permanently installed machinery such as hydraulic presses, lifts, boilers, dough-kneading machinery, satellite dishes
  • Mobile machinery such as hoists, welding machinery, overhead cranes, crushers, generators

Insured risks

  • Sudden and unforeseen damage, destruction or loss due to external factors, such as falling over, collision, collapse, overturning, vandalism, etc. 
  • Damage due to internal causes, such as incorrect operation, short circuit or introduction of a foreign body into the equipment 

What will the insurance pay out for?
We will provide the following benefits in the event of a claim:

  • Repair costs for the insured damage 
  • Replacement value of the broken machine, technical equipment and devices 
  • Costs of cleaning up the broken machine, technical equipment and devices 
  • Lost earnings when business is interrupted due to damage to equipment or machinery 

What supplementary insurance is available?
You can select from the following additional covers:

  • Business interruption
  • Current value supplement
  • Data carriers and additional costs
  • Cable for IT and communication systems
  • Other

Our team of advisors for your company

Protect what’s important to your company. We’re happy to advise you personally.
Practical example

Alex Hunger owns his own bakery. His apprentice operated the kneading machine incorrectly, which is now not working at all. As a result, all the dough has to be kneaded by hand. This means much more work and much less dough. The whole production process is delayed, and Alex’s bakery sells significantly fewer baked goods.   

He isn’t too worried, however, as he knows that Generali will pay out for:

  • The cost of repairing or replacing the kneading machine
  • The cost of uninstalling and transporting the kneading machine
  • The loss of earnings resulting from the significant reduction in production

Provide optimal protection for your machinery and technical equipment in the event of an outage.

Customer opinions

Eva T. 30.04.2024
* * * * *
Said Abd El Ham 29.04.2024
* * * * *
Juha-Pekka P. 28.04.2024
* * * * *
Gaurav M. 26.04.2024
* * * * *
Kulyk T. 26.04.2024
* * * * *
Antony Lloyd Pr 17.04.2024
* * * * *
Rogior Maarten 12.04.2024
* * * * *
Tugrul I. 12.04.2024
* * * * *
Andrea S. 07.04.2024
* * * * *

Questions and answers

Report a claim

Do you need to report a claim? We are here for you.

0800 881 882