Motor fleet insurance

Whether cars or cranes, comprehensively insuring your fleet and drivers is easy with Generali. This package offers third-party liability, accidental damage and accident cover at an attractive combined price.

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Motor fleet insurance in brief

A single insurance product for multiple vehicles – offering comprehensive protection and many benefits: Our fleet insurance package gives you your mandatory liability insurance for your entire fleet at a cost-effective combined price. And because sometimes the basic cover is not enough, you can take out attractive additional forms of cover if you wish.

Your benefits

Comprehensive fleet insurance

For all company vehicles

  • Occupational hazard automatically covered
  • Suspensions: full refund of entire accidental damage
  • Surplus participation from 10 vehicles and up
  • Spread premium payments, e.g. with your subsidiaries
  • Premiums are simple and transparent, without a tiered system

Coverage types in detail

What is insured?
Your fleet insurance can consist of three types of insurance:

Third-party liability insurance
This insures against damage caused to third parties. For instance, you are covered if someone is injured or killed, or if property is damaged by one of your company vehicles.

Accidental damage insurance

  • Partial accidental damage insurance: Insures against damage caused by theft, fire, natural events, rodents, glass breakage or vandalism, etc.
  • Comprehensive accidental damage insurance: as for partial accidental damage insurance, plus cover for collision damage and damage due to torsion of your own vehicle. If you wish, you can also take out parked vehicle damage insurance.

Accident insurance
Drivers and passengers are insured when using your insured company vehicles. You are covered in the event of death or temporary or permanent disability resulting from an accident involving the insured vehicle.

What supplementary cover can you take out?

Fleet assistance
Fleet assistance provides passengers with medical care. You also receive technical roadside assistance for vehicles up to 3.5 tonnes (passenger cars, motorcycles, delivery vans, caravans, light mobile homes or trailers with an unladen weight of up to 350 kg). Fleet assistance is unlimited in Switzerland and lasts for a maximum of 90 days abroad.

Gross negligence
With this extra, Generali waives the right of recourse in the event of gross negligence – i.e. for events caused by gross negligence on the part of the insured driver.

Special risks
You can also insure against the following risks: Damage to personal and company effects, cross liability, transport of dangerous goods and hire of a replacement vehicle.

Our team of advisors for your company

Protect what’s important to your company. We’re happy to advise you personally.
Practical example

The company “On the road” has three subsidiaries in Zurich, Lugano and Geneva, with 25 vehicles in all. Each vehicle is individually insured, as the company has grown very rapidly. In order to simplify accounting and bookkeeping, the company wants a comprehensive insurance policy that covers all vehicles and allows for premium invoicing per subsidiary. With motor fleet insurance from Generali, all vehicles are combined in a single contract. The subsidiaries are invoiced for their shares of the premium and receive a definitive statement based on with the status of the fleet.

Take action now and take out comprehensive insurance for your fleet.

Customer opinions

Said Abd El Ham 29.04.2024
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Juha-Pekka P. 28.04.2024
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Gaurav M. 26.04.2024
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Kulyk T. 26.04.2024
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Rogior Maarten 12.04.2024
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Andrea S. 07.04.2024
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Melanie S. 04.04.2024
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Meng-Mei C. 29.03.2024
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Hugo Robert N. 27.03.2024
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Questions and answers

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