Insurance for furniture retailers.

Commercial liability insurance is one of the most important forms of insurance for any business. It pays third-party claims arising from personal injury and property damage, or defends against such claims if they are unjustified. If damage is incurred or someone is injured, your company is liable – with all of its assets. With commercial liability insurance, you protect yourself against claims for damages. For example, Generali will help you if a customer stumbles over a piece of wood that has fallen in your furniture shop and breaks their arm.

With Generali business inventory insurance, companies from the furniture retail sector protect their inventory against property damage caused by fire, natural events, theft, water or glass breakage. The entire interior of your furniture shop and, for example, your furniture warehouse are protected. In the event of a loss, Generali will pay you the replacement value of your inventory and the market value of your goods. 

An example: There is a burglary in your showroom and the cash is stolen from the till, along with various expensive pieces of furniture. The shop is severely damaged during the break-in. We are there to help you. We cover the damage incurred and pay for the repair of broken doors and locks.

Third-party liability insurance is mandatory for all motor vehicles. With Generali, you can combine this with accidental damage insurance or accident insurance. We offer you an attractive package price. Select the coverage that is important for your business. We would be happy to offer you a non-binding quote.

With transport insurance, you can rest assured that your goods, as well as your personal and professional belongings, are well covered. It covers particular risks that cannot be covered by business inventory and third-party liability insurance, such as loss, misplacement, damage and destruction during transport carried out by your business. 

An example: You deliver a sofa to your customer’s home. Although it is well wrapped and protected, you notice when you arrive at the customer’s home that the backrest has been damaged during transport. Thanks to transport insurance, we pay for the damage incurred.

Please note that no claims whatsoever may be derived from the description on our website:

• Non-binding information: All information on our insurance policies and benefits is provided for information purposes and does not constitute a legally binding offer.
• No guarantee that information is complete or up to date: As insurance policies and legal frameworks can change, we recommend that you always read the official contractual documents or seek advice.
• Individual contractual conditions apply: The final benefits and entitlements depend on individual policies, applications, insurance conditions and agreements.
• Exclusion of liability: Generali accepts no responsibility for errors or misunderstandings that may arise as a result of the content of the website.

The terms of use on the Generali website apply.