Whether they sell fruit and vegetables, organic groceries or delicatessen goods, grocery retailers are an integral part of our day-to-day lives and play a vital role. Generali protects your grocery shop against all risks, so you can concentrate fully on your important business.
Our insurance solutions help you to protect all areas of your company individually. This includes shops, food warehouses and delivery vehicles as well as your retail property and your treasured employees. Damage, accidents and legal problems can quickly become expensive.
Commercial liability insurance is one of the most important forms of insurance for grocery shop operators. It protects your company against the financial consequences of personal injury and property damage caused to others. If someone is injured or their property is damaged, then your company is liable – with all of its assets. With commercial liability insurance, you protect yourself against these claims for damages.
Practical examples of claims for damages: Too much weight is placed on a shelf in your shop and it collapses, breaking a customer’s foot. Or a customer slips on a banana and breaks their arm.
With Generali business inventory insurance, you protect your company’s inventory against property damage caused by fire, natural events, theft, water or glass breakage. All your equipment and your stock are protected. In the event of a loss, we will pay you the replacement value of your inventory and the market value of your goods.
Everyday examples from grocery shops: Damage to your food warehouse caused by water after prolonged rainfall. Or damage caused by a fire in your shop that destroys all your products and inventory.
Third-party liability insurance is mandatory for all motor vehicles. If you have delivery vehicles or other commercial vehicles for your business, you can take out third-party liability insurance with us either individually or in combination with accidental damage insurance and accident insurance – tailored to your needs. We offer you an attractive package price. We would be happy to advise you.
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