Whether it’s a fashion boutique, shoe shop or specialist men’s and women’s fashion store: as the owner of a clothes shop, you know how to make your customers look good. And at Generali, we know the best way to protect your SME.
Our tailor-made insurance for clothes shops offers comprehensive protection against the wide range of risks in your industry. From theft and damage to liability claims, whether in your shop, during transport or in your warehouse: trust in our expertise and secure the future of your business.
Commercial liability insurance is one of the most important forms of insurance for SMEs. It pays third-party claims arising from personal injury and property damage, or defends against such claims if they are unjustified. If damage is incurred or someone is injured, your company is liable – with all of its assets.
An example claim for damages: A customer stumbles over a clothes hanger in your shop and breaks their collarbone. Generali can help you, quickly and competently, so you are financially protected.
With business inventory insurance, you protect your fashion business against property damage caused by fire, natural events, theft, water or glass breakage. The entire interior of your clothes shop is protected as well as your warehouse with all your shoes and clothing. In the event of a loss, Generali will pay you the replacement value of your inventory and the market value of your goods.
A specific example: There is a burglary in your clothing boutique and the cash is stolen from the till along with various expensive coats and jumpers. In addition, the boutique is severely damaged during the break-in. Generali is there to help you. We cover the damage incurred and pay for the repair of broken locks and doors.
With transport insurance, you can rest assured that your goods, as well as your personal and professional belongings, are well covered. It covers particular risks that cannot be covered by business inventory and third-party liability insurance, such as loss, misplacement, damage and destruction during transport carried out by your business.
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