Bakeries and pastry shops put a lot of work, passion and time into their business every day. There are a few risks to bear in mind. Whether in the bakery kitchen, in sales or on your bakery’s premises: Generali’s insurance solutions help you to optimally protect yourself against the risks to your bakery and pastry shop.
Accidents, damage or legal problems can quickly become expensive. With the right insurance for your bakery, you can protect yourself, your employees and your business. This gives you time to focus on what really matters: your bread-making craft, your cake creations and, above all, your customers.
Commercial liability insurance protects your bakery and pastry shop if someone is injured or property is damaged as a result of your products or work. For example, if a customer slips on the wet floor in your bakery or breaks their tooth on a shell in nut bread.
Business inventory insurance insures your business inventory and your goods against the risks of fire, water, burglary and glass breakage. Business inventory includes, for example, ovens, pastry machines and display cases. In the event of a loss – for example after a fire in your bakery kitchen – we will pay you the replacement value of your inventory and the market value of your goods.
Commercial vehicle insurance can consist of three types of insurance. Third-party liability insurance is mandatory for bakery delivery vehicles. It insures against damage caused to third parties. You can also take out accidental damage insurance and accident insurance for your bakery vehicles according to your preferences.
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