Every day, the painting and plastering industry plays an important role in ensuring that construction work runs smoothly and homes look beautiful. As in any trade, there are a number of risks to bear in mind – whether when working on customers’ premises, in the warehouse or on the painting company’s commercial premises.
Generali’s insurance solutions provide optimal protection for painters and plasterers against risks. After all, accidents, damage or even legal problems can quickly become expensive. With the right insurance, you can protect yourself, your employees and your business. So you have time to focus on what really matters: your painting business and your customers.
Commercial liability insurance is one of the most important forms of insurance for painting and plastering businesses. It protects companies against the financial consequences of personal injury and property damage caused to third parties. This includes indemnification of justified claims and defence against unjustified claims or the assumption of the costs of expert opinions, lawyers’ fees and court proceedings. These can quickly become very expensive.
Practical example: One of your employees damages a grandfather clock in a customer’s living room. This is where commercial liability insurance comes in.
With business inventory insurance, you comprehensively protect your company’s inventory against property damage caused by fire, natural events, theft, water or glass breakage. All your equipment and your stock are protected. In the event of a loss, we will pay you the replacement value of your inventory and the market value of your goods.
Practical example: After days of rain, water enters your warehouse and damages your inventory. This damage is covered by business inventory insurance.
You can take out motor fleet insurance for four or more vehicles. For fewer than four vehicles, we refer to this as vehicle insurance. You can insure your company’s entire motor fleet and their drivers with our fleet solution. This package offers third-party liability, accidental damage and accident cover at an attractive combined price and can be flexibly adapted to the needs of your business. In this way, the motorised capital of your plastering or painting business is optimally protected.
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