As a gardener, you are passionate about working outdoors every day to fulfil your customers’ gardening needs. Whether it’s garden maintenance, plant storage, your vehicles or your commercial property: like any SME, gardeners also need to consider risks.
Generali’s insurance solutions help you to optimally protect yourself against these risks. After all, little moments of carelessness can lead to damage, accidents or legal problems. These can quickly become very expensive and jeopardise your business. With the right gardening insurance, you can protect yourself, your employees and your company.
Commercial liability insurance protects you as a gardener if someone is injured or property is damaged as a result of your work. For example, if you or your employees damage a customer’s garden sculpture through carelessness. Or if a customer slips on the freshly cleaned, wet floor in your gardening shop.
Business inventory insurance insures your goods and your business inventory, such as garden features, building materials and planting utensils, against the risks of fire, water, burglary and glass breakage. In the event of a loss, Generali will pay you the replacement value of your inventory and the market value of your goods. For example, if there is a fire in your company’s warehouse.
Vehicle insurance is made up of three parts: third-party liability insurance, accidental damage insurance and accident insurance. Each part can be taken out individually and modularly.
Third-party liability insurance is mandatory for the vehicles used by your gardening company. This insures against damage you cause to others. You can also take out accidental damage insurance and accident insurance for your vehicles according to your preferences.
Please note that no claims whatsoever may be derived from the description on our website:
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