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Insurance for flower shops and florists.
The floristry industry, with its flower shops and florists, brings joy to its customers every day. As in any SME, however, florists also need to consider certain risks – whether in sales talks, in the flower warehouse or in the shop itself.
Generali’s insurance solutions help you to comprehensively protect your valuable inventory of flowers and plants and your business facilities. Whether theft, damage caused by natural events or liability claims: we are here for you so that you can concentrate fully on creating beautiful arrangements and caring for your flowers. Together we ensure that your flower shop remains safe and successful.
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Personal advice from SME insurance professionals |
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Tailored insurance solutions |
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Modular composition of your insurance policies |
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Fast claims processing |
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Fair prices |
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Transparent services |
Questions and answers
Commercial liability insurance is one of the most valuable forms of insurance for flower shop owners. It protects florists against the financial consequences of personal injury and property damage caused to others. For example, the insurance includes indemnification of justified claims and defence against unjustified claims. Commercial liability insurance also covers the costs of expert opinions, lawyers’ fees and court proceedings. These can quickly become very expensive.
Think about the risk of poor workmanship or mistakes made by employees that can happen quickly: for example, if a lamp is damaged while working in a customer’s living room.
With business inventory insurance, florists comprehensively protect their inventory against property damage caused by fire, natural events, theft, water or glass breakage. All your equipment and your stock are protected. In the event of a loss, Generali will pay you the replacement value of your inventory and the market value of your goods. An example of this would be damage caused by water in your flower warehouse.
Please note that no claims whatsoever may be derived from the description on our website:
- Non-binding information: All information on our insurance policies and benefits is provided for information purposes and does not constitute a legally binding offer.
- No guarantee that information is complete or up to date: As insurance policies and legal frameworks can change, we recommend that you always read the official contractual documents or seek advice.
- Individual contractual conditions apply: The final benefits and entitlements depend on individual policies, applications, insurance conditions and agreements.
- Exclusion of liability: Generali accepts no responsibility for errors or misunderstandings that may arise as a result of the content of the website.
The terms of use on the Generali website apply.
