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Motorcycle insurance

Secure protection when the going gets tough

Some people love to lean into the curves, elegantly winding their way up the mountain pass. Others enjoy driving at a leisurely pace through morning city traffic. Whether you've got a heavy motorbike with lots of horsepower or a light Vespa with urban flair, you want straightforward, comprehensive motorcycle insurance that provides you with reliable cover in the event of a claim or accident.

Your benefits

  • 24-hour assistance services
  • Claims processing within seven days
  • Premium reduction for environmentally friendly motorcycles

Optimal security for you and your motorcycle

LIBERTÀ motorcycle insurance offers comprehensive protection based on your needs. Simply choose between three packages: Budget, Basic and Comfort. Whether you only require the basic services of third-party liability and accidental damage insurance, or would also like to take advantage of additional supplementary benefits, you can tailor your insurance cover to your needs and ensure you are optimally protected.

BUDGET

Are you just looking for the essentials?  

 

The Budget package provides you with mandatory third-party liability and accidental damage insurance. Assistance services included free of charge allow you to receive support in emergencies, such as 24/7 breakdown and towing assistance and vehicle recovery in Switzerland and abroad.

BASIC          

Would you like to benefit from key add-ons to your basic insurance that offer the best value for money?  

 

The Basic package provides you with the main supplementary benefits in addition to your third-party liability and accidental damage insurance, including no-claims bonus protection, waiver of right of recourse in the event of gross negligence and accident protection for you and your passengers. What's more, the Basic package also entitles you to free assistance services that offer you support in emergencies, such as 24/7 breakdown and towing assistance and vehicle recovery in Switzerland and abroad.

COMFORT      

Do you need all-round protection with all the supplementary benefits for you and your vehicle?

 

The Comfort package provides you with  third-party liability and accidental damage insurance, plus all of the supplementary benefits, making for comprehensive protection. This includes no-claims bonus protection, waiver of right of recourse in the event of gross negligence, accident protection for you and your passengers and insurance for your protective clothing. Assistance services are also included free of charge, allowing you to receive support in emergencies, such as 24/7 breakdown and towing assistance and vehicle recovery in Switzerland and abroad.

How LIBERTÀ motorcycle insurance works – an example

Mr Johnson has taken his motorcycle out for a ride on his day off. Unfortunately, he skids on a winding road and is involved in an accident. Although Mr Johnson escapes injury, his motorcycle is damaged and his helmet needs replacing. Accidental damage cover from Generali covers the costs of repairing the motorcycle as well as the cost of a new helmet.

BREAKDOWN OF SERVICES

Find the right protection for you and your motorcycle. Choose between three packages, according to your needs: Budget, Basic and Comfort. Whether you only require the basic services of third-party liability and accidental damage insurance, or would like a comprehensive solution with additional benefits, you can put together your ideal individual insurance cover yourself.

 

The Budget, Basic and Comfort packages are structured as follows:

BUDGET               

Basic cover
Third-party liability
Partial accidental damage cover
Full accidental damage
cover

 

Services

Assistance

BASIC   

Basic cover
Third-party liability
Partial accidental damage cover
Full accidental damage cover

 

Supplementary insurance
Gross negligence
No-claims bonus protection

 

Accident protection

 

Services

Assistance

COMFORT

Basic cover
Third-party liability
Partial accidental damage cover
Full accidental damage cover

 

Supplementary insurance
Gross negligence
No-claims bonus protection

 

Additional benefits
Protective clothing

 

Accident protection

 

Services

Assistance

What benefits does LIBERTÀ motorcycle insurance offer?

In the event of a claim, mandatory third-party liability insurance provides insurance cover up to a value of CHF 100 million for damage caused by your motorcycle to other road users.

Accidental damage insurance covers the costs of bodywork repair to your motorcycle. Unlike third-party liability insurance, accidental damage insurance is voluntary and provides added financial protection. We distinguish between two types of accidental damage insurance – full and partial.

 

Partial accidental damage cover

This insurance covers you for example against fire damage, theft, glass breakages, damage caused by martens, vandalism and natural hazards such as landslides, avalanches, snow pressure, storms, hail, inundation, rockfalls and flooding.

 

Full accidental damage cover

In addition to the eventualities listed under partial accidental damage cover, your vehicle is also insured against collision damage such as crashes, impacts, plummeting and sinking.

Generali also offers benefits for damage caused by a breach of traffic regulations due to gross negligence and waives its right of recourse or reduction.
This add-on provides insurance for the driver and his or her passengers in the event of an accident. Accident insurance offers benefits in the event of disability or death and covers treatment costs. A daily hospital allowance in the event of a hospital stay and a daily allowance for incapacity for work provide additional financial support. Generali provides all these benefits even before liability is established.
The valuable assistance service provides support in emergencies, such as 24/7 breakdown and towing assistance and vehicle recovery in Switzerland and abroad (freephone 0800 82 84 86).

Important questions

The insurance covers drivers, vehicle holders and passengers under the terms of the insurance policy.
All insurance products (third-party liability, accidental damage, accident insurance and assistance) are valid in the following countries: Switzerland, Principality of Liechtenstein, all EU/EEA countries, Andorra and Croatia. For trips to countries within Europe that are not members of the EU/EEA, you require an up-to-date green card from Generali.
The policy is valid from the date specified in the insurance contract, but not before the date on which the motorcycle was registered with the road traffic office. The insurance contract is renewed each year automatically for the period of one year unless it is terminated by one of the parties at least three months prior to the expiry date.
If you have decided on one of the three packages, you can purchase your insurance by clicking the "Buy now" button. We will then issue you with an insurance certificate, so that you can register your motorcycle with the road traffic office. In the meantime, we will also prepare your contract documents and send these to you by post.

Do you have any questions? You can reach us on the freephone number 0800 881 882 or via our Generali Live Chat on the right. You are also welcome to arrange a personal consultation at your local Generali agency.