A car driver is involved in a road accident. Your landlord refuses to repair your broken refrigerator. Your employer doesn't compensate you for the overtime you've worked. The salesman refuses to replace your broken tablet. An everyday dispute can rapidly escalate into an expensive legal case. Thanks to Fortuna TOP legal protection insurance, you have nothing to worry about. We make sure that you get what's rightfully yours.
How you benefit
- We provide you with comprehensive protection in all the relevant branches of law
- In the event of a legal case, we cover the lawyers' fees, court costs, the costs of expert opinions and court proceedings up to CHF 1 million in Switzerland and CHF 500,000 worldwide
- Your insurance coverage is valid immediately after the conclusion of the contract. You have no waiting period
- We also support you in the event of minor disputes. There is no minimum disputed sum and no deductible
- We offer you fast, expert assistance from experienced legal experts and lawyers
FORTUNA TOP LEGAL PROTECTION INSURANCE – protects you in any situation
With Fortuna TOP legal protection insurance, you have comprehensive legal insurance coverage worldwide. You can choose for which areas you’d like to take out insurance coverage: personal legal protection insurance, motorists’ legal protection insurance or a combination of the two.
PERSONAL LEGAL PROTECTION INSURANCE
With Fortuna TOP personal legal protection insurance, you enjoy comprehensive protection against everyday financial and legal risks.
Example:
Mr Smith worked as a driver for a transport company. After a disagreement with his line manager, he was dismissed without notice. Thanks to Fortuna's intervention, Mr Smith's employer eventually paid him his salary and compensation in the amount of CHF 5,000 and gave him a good reference.
OPTION REAL ESTATE LEGAL PROTECTION
Supplementary module to a TOP personal legal protection insurance for real estate or condominium owners with optional landlords’ legal protection.
Example:
A beam in the Smith family's new pergola becomes detached and damages their expensive garden table. Fortuna asserts the claims under the works agreement against the workman.
Motorists' legal protection insurance
Fortuna TOP motorists' legal protection insurance ensures you have legal cover with you, no matter where you're driving.
Example:
Ms Miller is caught speeding. She faces a hefty fine and the suspension of her driver's licence. Fortuna checks whether the penalty is justified and manages to prevent her licence from being suspended.
COMBINED LEGAL PROTECTION INSURANCE
With a combination of personal legal protection insurance and motorists' legal protection insurance, you are always on the safe side, no matter where you are. You benefit from a combination discount of CHF 20 per year.
Details at a glance
| Individual in CHF annually |
Family in CHF annually |
|
|---|---|---|
| Personal legal protection TOP | 225.– | 290.– |
| Motorists legal protection TOP | 90.– | 125.– |
| Combined legal protection TOP | 295.– | 395.– |
| Personal legal protection BASIC | 155.– | 190.– |
| Motorists legal protection BASIC | 70.– | 95.– |
|
Combined legal protection BASIC |
205.– | 265.– |
You can insure yourself as an individual or as a family. A family is defined as you, your spouse or partner and persons residing permanently in the same household.
Fortuna TOP: The insurance cover is valid in Switzerland and the rest of the world.
Fortuna BASIC: Coverage is limited to Switzerland.
Fortuna TOP: In the event of an insured legal case, Fortuna will cover the costs up to CHF 1 million in Switzerland and CHF 500,000 worldwide. This applies to every single legal case.
Fortuna BASIC: Fortuna will cover the costs of an insured legal case up to CHF 250,000 in Switzerland. This applies to every single legal case.
- Fast, expert assistance from experienced legal experts and lawyers
- Assumption of lawyers' fees, court costs and the costs of expert opinions, mediation and court proceedings
- Reimbursement of litigation costs to the other party
- Advance of bail to avoid being remanded in custody
- Costs of travel to court proceedings abroad
- Translation costs for court proceedings abroad
- Costsin the event of arrest (up to CHF 500)
- Free legal advice over the phone
Insurance cover begins on the date stated in the policy, without any waiting period. Pre-existing cases or cases that began before the start of the insurance contract are not covered.
Legal protection insurance FORTUNA Top*
| Branches of law | Personal legal protection insurance TOP |
Motorists' legal protection insurance TOP |
Maximum insured amount in CHF |
|---|---|---|---|
| Employment law | ✔ | CH: 1,000,000.– | |
| Licence suspension | ✔ | CH: 1,000,000.– | |
| Property law | ✔ | ✔ | CH: 1,000,000.– |
| Inheritance law | ✔ | CH: 5,000.– | |
| Vehicle taxation | ✔ | CH: 1,000,000.– | |
| Vehicle contract law | ✔ | CH: 1,000,000.– Rest of world: 500,000.– |
|
| Intellectual property law | ✔ | CH: 5,000.– | |
| Internet law | ✔ | CH: 100,000.– Rest of world: 50,000.– |
|
| Tenancy law | ✔ | CH: 1,000,000.– | |
| Neighbours' rights law | ✔ | CH: 100,000.– | |
| Victim support law | ✔ | ✔ | CH: 1,000,000.– |
| Patient law | ✔ | CH: 1,000,000.– | |
| Personality rights | ✔ | CH: 5,000.– | |
| Travel law | ✔ | CH: 1,000,000.– Rest of world: 500,000.– |
|
| Civil damages law | ✔ | ✔ | CH: 1,000,000.– Rest of world: 500,000.– |
| Divorce law | ✔ | CH: 5,000.– | |
| School law | ✔ | CH: 5,000.– | |
| Tax law | ✔ | CH: 5,000.– | |
| Criminal law | ✔ | ✔ | CH: 1,000,000.– Rest of world: 500,000.– |
| Animal law | ✔ | CH: 5,000.– | |
| Contract law | ✔ | CH: 1,000,000.– Rest of world: 500,000.– |
|
| Association law | ✔ | CH: 100,000.– | |
| Insurance law | ✔ | ✔ | CH: 1,000,000.– |
Legal protection insurance FORTUNA Basic*
| Branches of law | Personal legal protection insurance BASIC |
Motorists' legal protection insurance BASIC |
Maximum insured amount in CHF |
|---|---|---|---|
| Employment law | ✔ | CH: 250,000.– | |
| Licence suspension | ✔ | CH: 250,000.– | |
| Vehicle taxation | ✔ | CH: 250,000.– | |
| Tenancy law | ✔ | CH: 250,000.– | |
| Victim support law | ✔ | ✔ | CH: 250,000.– |
| Civil damages law | ✔ | ✔ | CH: 250,000.– |
| Criminal law | ✔ | ✔ | CH: 250,000.– |
* Decisive are the General Policy Conditions 2019 (GPC 19)