You have an accident because another driver denies you the right of way. Your landlord refuses to repair the broken refrigerator. Your employer doesn't compensate you for the overtime you've worked. When everyday disputes end up in court, it can prove costly. Thanks to FORTUNA Top legal protection insurance, you have nothing to worry about. We make sure that you get what's rightfully yours.
How you benefit
- Cover in Switzerland, in Europe and worldwide
- In the event of a legal case, we cover the lawyers' fees, court costs, and the costs of expert opinions and court proceedings up to CHF 1 million in Switzerland, CHF 500,000 in Europe and CHF 100,000 worldwide.
- Your insurance coverage is valid immediately after the conclusion of the contract. You have no waiting period
- We also support you in the event of minor disputes. There is no minimum disputed sum and no deductible
- We offer you fast, competent assistance from experienced legal specialists and lawyers
FORTUNA TOP LEGAL PROTECTION INSURANCE – protects you in any situation
With FORTUNA Top legal protection insurance, you have comprehensive legal insurance coverage worldwide. You can choose for which areas you’d like to take out insurance coverage: personal legal protection insurance, motorists’ legal protection insurance or a combination of the two.
PERSONAL LEGAL PROTECTION INSURANCE
With FORTUNA Top personal legal protection insurance, you enjoy comprehensive protection against everyday financial and legal risks.
Example:
Mr Smith worked as a driver for a transport company. After a disagreement with his line manager, he was dismissed without notice. Thanks to Fortuna's intervention, Mr Smith's employer eventually paid him his salary and compensation in the amount of CHF 5,000 and gave him a good reference.
Motorists' legal protection insurance
FORTUNA Top motorists' legal protection insurance ensures you have legal cover with you, no matter where you're driving.
Example:
Ms Miller is caught speeding. She faces a hefty fine and the suspension of her driver's licence. Fortuna checks whether the penalty is justified and manages to prevent her licence from being suspended.
COMBINED LEGAL PROTECTION INSURANCE
With a combination of personal legal protection insurance and motorists' legal protection insurance, you are always on the safe side, no matter where you are. You benefit from a combination discount of CHF 20 per year.
Details at a glance
| Individual in CHF |
Family in CHF |
|
|---|---|---|
| Personal legal protection Top | 215.- | 270.- |
| Motorists legal protection Top | 100.- | 135.- |
| Combined legal protection Top | 295.- | 385.- |
| Personal legal protection Basic | 145.- | 180.- |
| Motorists legal protection Basic | 80.- | 105.- |
|
Combined legal protection Basic |
205.- | 265.- |
You can insure yourself as an individual or as a family. A family is defined as you, your spouse or partner and family members residing permanently in the same household.
FORTUNA Top: The insurance cover applies in Switzerland, Europe and the rest of the world (excl. the US and Canada).
FORTUNA Basic: Coverage is limited to Switzerland.
FORTUNA Top: Fortuna will cover the costs of an insured legal case up to CHF 1 million in Switzerland, CHF 500,000 in Europe and CHF 100,000 worldwide per legal case.
FORTUNA Basic: Fortuna will cover the costs of an insured legal case up to CHF 250,000 in Switzerland per legal case.
- Fast, competent assistance from experienced legal experts and lawyers
- Assumption of the costs of lawyers' fees and the costs of expert opinions, mediation and court proceedings
- Reimbursement of litigation costs to the other party
- Advance of bail up to CHF 100,000 to avoid being remanded in custody
- Travel and translation costs up to CHF 5,000 for court proceedings abroad
- Legal information over the phone
Insurance cover begins on the date stated in the policy, without any waiting period. Pre-existing cases or cases that began before the start of the insurance contract are not covered.
Legal protection insurance FORTUNA Top*
| Branches of law | Personal legal protection insurance Top |
Motorists' legal protection insurance Top |
Maximum insured amount in CHF |
|---|---|---|---|
| Civil damages law | ✔ | ✔ | CH: 1,000,000.- EU: 500,000.- World: 100,000.- |
| Criminal law | ✔ | ✔ | CH: 1,000,000.- EU: 500,000.- World: 100,000.- |
| Other contract law | ✔ | CH: 1,000,000.- EU: 500,000.- World: 100,000.- |
|
| Vehicle contract law | ✔ | CH: 1,000,000.- EU: 500,000.- World: 100,000.- |
|
| Travel law | ✔ | CH: 1,000,000.- EU: 500,000.- World: 100,000.- |
|
| Victim support law | ✔ | ✔ | CH: 1,000,000.- |
| Insurance law | ✔ | ✔ | CH: 1,000,000.- |
| Property law | ✔ | ✔ | CH: 1,000,000.- |
| Employment law | ✔ | CH: 1,000,000.- | |
| Tenancy law | ✔ | CH: 1,000,000.- | |
| Patient law | ✔ | CH: 1,000,000.- | |
| Licence suspension | ✔ | CH: 1,000,000.- | |
| Vehicle taxation | ✔ | CH: 1,000,000.- | |
| Neighbours' rights law | ✔ | CH: 10,000.- | |
| Internet law | ✔ | CH: 10,000.- EU: 10,000.- World: 10,000.- |
|
| Association law | ✔ | CH: 10,000.- | |
| Personality rights | ✔ | CH: 3,000.- | |
| Inheritance law | ✔ | CH: 3,000.- | |
| Marital and divorce law | ✔ | CH: 3,000.- | |
| Copyright | ✔ | CH: 3,000.- |
Legal protection insurance FORTUNA Basic*
| Branches of law | Personal legal protection insurance Basic |
Motorists' legal protection insurance Basic |
Maximum insured amount in CHF |
|---|---|---|---|
| Civil damages law | ✔ | ✔ | CH: 250,000.- |
| Criminal law | ✔ | ✔ | CH: 250,000.- |
| Other contract law (purchase, exchange, gift, loan and works agreements) |
( ✔ ) | CH: 250,000.- | |
| Victim support law | ✔ | ✔ | CH: 250,000.- |
| Insurance law (excluding social insurance law) |
( ✔ ) | ✔ | CH: 250,000.- |
| Employment law | ✔ | CH: 250,000.- | |
| Tenancy law | ✔ | CH: 250,000.- | |
| Licence suspension | ✔ | CH: 250,000.- | |
| Vehicle taxation | ✔ | CH: 250,000.- |
* Decisive are the General Policy Conditions 2016 (GPC 16)