Legal protection insurance

All-round cover – legal protection for any situation

A car driver is involved in a road accident. Your landlord refuses to repair your broken refrigerator. Your employer doesn't compensate you for the overtime you've worked. The salesman refuses to replace your broken tablet. An everyday dispute can rapidly escalate into an expensive legal case. Thanks to Fortuna TOP legal protection insurance, you have nothing to worry about. We make sure that you get what's rightfully yours.

How you benefit

  • We provide you with comprehensive protection in all the relevant branches of law
  • In the event of a legal case, we cover the lawyers' fees, court costs, the costs of expert opinions and court proceedings up to CHF 1 million in Switzerland and CHF 500,000 worldwide
  • Your insurance coverage is valid immediately after the conclusion of the contract. You have no waiting period
  • We also support you in the event of minor disputes. There is no minimum disputed sum and no deductible
  • We offer you fast, expert assistance from experienced legal experts and lawyers

FORTUNA TOP LEGAL PROTECTION INSURANCE – protects you in any situation

With Fortuna TOP legal protection insurance, you have comprehensive legal insurance coverage worldwide. You can choose for which areas you’d like to take out insurance coverage: personal legal protection insurance, motorists’ legal protection insurance or a combination of the two.



With Fortuna TOP personal legal protection insurance, you enjoy comprehensive protection against everyday financial and legal risks.



Mr Smith worked as a driver for a transport company. After a disagreement with his line manager, he was dismissed without notice. Thanks to Fortuna's intervention, Mr Smith's employer eventually paid him his salary and compensation in the amount of CHF 5,000 and gave him a good reference.



Supplementary module to a TOP personal legal protection insurance for real estate or condominium owners with optional landlords’ legal protection.



A beam in the Smith family's new pergola becomes detached and damages their expensive garden table. Fortuna asserts the claims under the works agreement against the workman.


Motorists' legal protection insurance

Fortuna TOP motorists' legal protection insurance ensures you have legal cover with you, no matter where you're driving.



Ms Miller is caught speeding. She faces a hefty fine and the suspension of her driver's licence. Fortuna checks whether the penalty is justified and manages to prevent her licence from being suspended.



With a combination of personal legal protection insurance and motorists' legal protection insurance, you are always on the safe side, no matter where you are. You benefit from a combination discount of CHF 20 per year.

Details at a glance


in CHF annually
in CHF annually
Personal legal protection TOP 225.– 290.–
Motorists legal protection TOP 90.– 125.–
Combined legal protection TOP 295.– 395.–
Personal legal protection BASIC 155.– 190.–
Motorists legal protection BASIC 70.– 95.–

Combined legal protection BASIC

205.– 265.–

You can insure yourself as an individual or as a family. A family is defined as you, your spouse or partner and persons residing permanently in the same household.

Fortuna TOP: The insurance cover is valid in Switzerland and the rest of the world.


Fortuna BASIC: Coverage is limited to Switzerland.

Fortuna TOP: In the event of an insured legal case, Fortuna will cover the costs up to CHF 1 million in Switzerland and CHF 500,000 worldwide. This applies to every single legal case.


Fortuna BASIC: Fortuna will cover the costs of an insured legal case up to CHF 250,000 in Switzerland. This applies to every single legal case.

  • Fast, expert assistance from experienced legal experts and lawyers
  • Assumption of lawyers' fees, court costs and the costs of expert opinions, mediation and court proceedings
  • Reimbursement of litigation costs to the other party
  • Advance of bail to avoid being remanded in custody
  • Costs of travel to court proceedings abroad
  • Translation costs for court proceedings abroad
  • Costsin the event of arrest (up to CHF 500)
  • Free legal advice over the phone

Insurance cover begins on the date stated in the policy, without any waiting period. Pre-existing cases or cases that began before the start of the insurance contract are not covered.

Legal protection insurance FORTUNA Top*

Branches of law Personal legal protection
insurance TOP
Motorists' legal protection
insurance TOP
Maximum insured
amount in CHF
Employment law   CH:    1,000,000.–
Licence suspension   CH:    1,000,000.–
Property law CH:    1,000,000.–
Inheritance law   CH:           5,000.–
Vehicle taxation   CH:    1,000,000.–
Vehicle contract law   CH:    1,000,000.–
Rest of world:  500,000.–
Intellectual property law   CH:           5,000.–
Internet law   CH:         100,000.–
Rest of world:     50,000.–
Tenancy law   CH:    1,000,000.–
Neighbours' rights law   CH:         100,000.–
Victim support law CH:    1,000,000.–
Patient law   CH:    1,000,000.–
Personality rights   CH:           5,000.–
Travel law   CH:    1,000,000.–
Rest of world:  500,000.–
Civil damages law CH:    1,000,000.–
Rest of world:  500,000.–
Divorce law   CH:           5,000.–
School law   CH:           5,000.–
Tax law   CH:           5,000.–
Criminal law CH:    1,000,000.–
Rest of world:  500,000.–
Animal law   CH:           5,000.–
Contract law   CH:    1,000,000.–
Rest of world:  500,000.–
Association law   CH:         100,000.–
Insurance law CH:    1,000,000.–

Legal protection insurance FORTUNA Basic*

Branches of law Personal legal protection 
insurance BASIC
Motorists' legal protection 
insurance BASIC
Maximum insured 
amount in CHF
Employment law   CH:    250,000.–
Licence suspension   CH:    250,000.–
Vehicle taxation   CH:    250,000.–
Tenancy law   CH:    250,000.–
Victim support law CH:    250,000.–
Civil damages law CH:    250,000.–
Criminal law CH:    250,000.–

* Decisive are the General Policy Conditions 2019 (GPC 19)