Our children are the future, which is why they deserve extra special protection. The KIDS insurance plan for children offers various options for achieving this.
Would you like to save on behalf of your children and help them get adult life off to a good start? Or are you looking for risk cover and hence financial security for your little ones?
Calculate your premium here:
Comprehensive pension planning for children
Your child is precious and unique. You know exactly what your child’s needs are. That’s why we offer the KIDS insurance plan for children, a modular solution with components that you can flexibly combine however you like. With the savings module, you can build up capital to help your child get off to a good start in their adult life. The risk protection module insures your child against unforeseeable events and risks such as serious illness and disability. The savings and risk protection modules can be concluded separately or in combination. The KIDS insurance plan for children also offers cyber insurance. So, now you can provide your child with an essential form of protection against the dangers in the Internet.
Choose your savings profile
With the savings module, you can build up capital to help your child get off to a good start in their adult life. Generali’s experts invest your savings premiums in first-class funds offering you attractive potential returns.
Three savings profiles are available for you to choose from so you can get the returns and security you want.
Are you interested in sustainable investment opportunities?
With the PROFIT savings profile, you can select our sustainable investment plan “Tomorrow Invest”. With this option, you invest in companies with a proven commitment to a better world. We concentrate on Swiss companies.
Optimal protection for your child
For financial peace of mind. With your child is comprehensively
insured against the financial consequences
of unforeseeable events should something happen to
you or them.
- In the event of the child becoming disabled (from age 18): pension plus premium exemption
- In case of the occurrence of a serious event (up until age 18): lump-sum payment
- In the event of the policyholder becoming disabled: premium exemption
- In case of death of the policyholder: premium exemption
Peace of mind on the Internet
For carefree Internet surfing. With the cyber insurance module, your child is protected against the dangers of the Internet.
- Cyber crime: compensation in the event that passwords or credit cards are misused
- Cyberbullying: help in the event of infringements of personality rights through insult, libel or slander
- Internet contract law: help in the event of disputes regarding online purchase/sales contracts
Facts and figures
Child: 0 – 18 years
Adult: no age limit or, if premium
exemption is included: 18–63 years
(women)/18 – 64 years (men)
Child: 30 years
Adult: no age limit, or if premium
exemption is included: 75 years.
Premium exemption in the event of
disability or impairment of basic
faculties expires at age 64
(women)/65 (men)
Capital: 15 – 30 years
Control/profit: 10 – 30 years
Pillar 3b: Lump sums are tax-free
- Product flyer 234 KB
- General Policy Conditions for Pensions for Disability due to Illness or Accident 331 KB
- General Policy Conditions for Unit-Linked Combined Endowment Insurances 383 KB
- Supplementary Policy Conditions for Lump-Sum Benefits for Serious Illness and Disability 204 KB
- Supplementary Policy Conditions for Cyber Legal Protection Insurance for Private Individuals 433 KB
- Supplementary Policy Conditions for Premium Exemption 215 KB
- Supplementary Policy Conditions for Premium Exemption KIDS 198 KB
- Supplementary Policy Conditions for Premium Exemption in the Event of Death 185 KB
- Supplementary Policy Conditions for Pensions for Disability due to Illness and Accident 199 KB