Ready for retirement? Ladies, now is the time.

Many women reduce their working hours for their family. This results in larger gaps in retirement provision, leading to financial problems later on. Many women are not aware of this. Female readers, now is the time to take care of your pension. Read on for essential information, valuable tips and offers tailored to you.

Saving for retirement is still seen as a matter for men in many families. Women often leave topics such as savings products and risk cover to men – even though they're more likely to work in part-time roles and therefore to need to start saving for retirement early. After all, during an extended baby break, there is no money to put into a pension fund. The same applies to part-time workers who do not reach the minimum pension fund salary of roughly CHF 22, 050 a year.


The result: many women have very little to live off in their own pension fund once they reach old age. They are worse off in retirement – but, statistically speaking, they have a higher life expectancy.


What you need in your situation

The reasons women are faced with pension gaps are often the same. However, there is no one-size-fits-all solution to the problem. How do you start saving early? What types of insurance are the most important in the event of an emergency?

Which of these profiles sounds most like you?


The following five profiles show women in different professional and private life circumstances. Pick the one that most closely resembles your own situation. Each one has individual tips and product suggestions from our pension professionals.

What is your situation?

What is your personal situation? Find out with our pension calculator.