Many people dream of taking early retirement from an early age. However, early retirement from working life takes careful planning and resolute saving. After all, you want to keep up the standard of living you are used to after retirement. We’ll help you to achieve this goal.
Provide for your future with pillar 3a
Retirement provision in Switzerland is based on the so-called 3-pillars system. The first pillar is the AHV, i.e. your state pension. The second pillar is a pension fund, or your occupational pension. Together with the AHV, this covers around 60% of your final salary. Lastly, there’s the voluntary third pillar: a private pension. A distinction is made between qualified provident insurance (pillar 3a) and voluntary provident insurance (pillar 3b). The third pillar is intended to close the pension gaps and maintain your standard of living after retirement. Discover the 3a pension account from Generali here.
Prepare for emergencies with life insurance
You’re doubly protected with a unit-linked life insurance policy. You benefit from higher potential returns, comprehensive risk cover and, of course, tax benefits. Protect yourself and your family with Generali life insurance and benefit from the pension capital for the time following your retirement.
Perfectly tailored to you: our flexible pillar 3a
Another way to make provisions for old age is to invest in a flexible pillar 3a. The professional investment managers at Generali optimise your flexible pillar 3a investments without you having to worry about it. You also won’t have to pay fixed monthly contributions. Here's how to get the best of both banking and insurance: flexibility and risk cover. Concluding a pillar 3a is easy, too: it takes just a few clicks to get a pillar 3a that suits you perfectly.
Guide: Everything you need to know about retirement
Together with Beobachter magazine, we have developed a guide with everything you need to know about retirement. Download it now and start planning your future today.
Did you know that you can also buy into your pension fund? In this article, you can read about the advantages this brings you and other tips on how you can later receive your full pension.
Are you well covered for old age? Read our tips for a worry-free retirement in this article.
Would you like to retire early? In this article, we summarise a few additional creative tips on putting more money aside at a young age.