Part 2: Pensions for women. Why everyone’s talking about them – with Lynn Grütter and Nadia Abdelli

Feb 25, 2022.

 

Why do I need a pillar 3 – and what is it, anyway? Can I bridge a contribution gap after my maternity leave? Why is it so important that I take out life insurance if I’m self-employed? In this episode of our podcast, we clarify the most important questions relating to pensions for women. Pensions affect us all, no matter what stage of life we are in. This is the second part of our podcast.

 

MINUTE 00:17

This section answers questions relating to retirement provision and risk hedging, particularly for women. 

  • How can I plan for retirement retrospectively?
  • How can I find out if I have contribution gaps in pillars 1 and 2?
  • What do self-employed people need to bear in mind in terms of their pension fund?
  • What actually is life insurance?
  • When does it make sense to have 3a and 3b life insurance?
  • Can I deduct my contributions to pillars 3a and 3b from my taxes?
  • What happens in the event of a loss of earning capacity, and who pays?
  • Can I fill in my contribution gaps into pillar 1 after my maternity leave? 
  • What do women with children who live with their partner need to consider when thinking about their pension?
  • What is the best way to review the situation with my pension?
  • How can I save for my pension if I only work on a 40% basis?
  • My husband works full-time and I look after our children. What can I do in terms of my pension?
  • What do same-sex couples need to bear in mind when thinking about pensions?
  • How can unmarried, childfree women best protect themselves?
  • How can I access my payments in old age? Is it possible to withdraw the funds early?
  • Why does it make sense to have multiple 3a accounts?

 

Note: The podcast with our specialists is currently broadcast in Swiss German.

ABOUT THE EXPERT

Nadia Abdelli, Product Manager Life at Generali

Nadia has a Bachelor of Science in Business Administration. She has been working in the insurance industry for more than 18 years, eight of which she has spent with Generali. Nadia is an examination expert at the Swiss Insurance Industry Vocational Training Association (VBV) and a member of our #TeamPensions.

MORE ON THIS TOPIC

PENSIONS FOR WOMEN. WHY IS EVERYONE TALKING ABOUT THEM?

In the first part, Lynn and Nadia clarify frequently asked questions about retirement provision.

WOMEN: PENSION SURVEY

Responses show retirement provision is important to many but almost half of those surveyed are doing nothing about it.