Contact

Claims hotline

  • Contact
  • Chat
  • Agency

Car insurance

Optimal security for you and your vehicle

Someone made a dent in your new car while parking or you weren't able to react fast enough when the car in front of you slammed on the brakes and you rear-ended it. Car insurance provides you with comprehensive cover for parking damage or collisions, but also, of course, if you cause damage to a third party. And you receive round-the-clock assistance if your car breaks down.

Your benefits

  • Free pick-up and delivery service for your car
  • 24-hour assistance services
  • Free replacement car if bodywork repair is required
  • Claims processing within seven days

Optimal security for you and your vehicle

FORMULA car insurance is available in three different packages: Budget, Basic and Comfort. Decide which solution is best suited to you and your vehicle. Do you only require the basic services of third-party liability and accidental damage insurance, or would you also like to take advantage of valuable supplementary benefits? Customise your insurance cover to increase your financial protection in the event of a claim.

Budget

Are you just looking for the essentials?

 

The Budget package provides you with mandatory third-party liability and accidental damage insurance. Assistance services included free of charge allow you to receive support in emergencies, such as 24/7 breakdown and towing assistance and vehicle recovery in Switzerland and abroad.

Basic          

Would you like to benefit from key add-ons to your basic insurance, which offer the best value for money?

 

The Basic package provides you with the main supplementary benefits in addition to your third-party liability and accidental damage insurance, with no-claims bonus protection, waiver of right of recourse in the event of gross negligence and parking damage cover. What's more, the Basic package also entitles you to free assistance services that offer you support in emergencies, such as 24/7 breakdown and towing assistance and vehicle recovery in Switzerland and abroad.

Comfort      

Do you need all-round protection with all the supplementary benefits for you and your vehicle?

 

The Comfort package provides you with third-party liability and accidental damage insurance, plus all of the supplementary benefits for comprehensive protection, including no-claims bonus protection, waiver of right of recourse in the event of gross negligence and parking damage Plus for new vehicles and personal effects, covering items transported in the vehicle. Assistance services included free of charge also allow you to receive support in emergencies, such as 24/7 breakdown and towing assistance and vehicle recovery in Switzerland and abroad.

How FORMULA car insurance works – an example

One evening, Ms Clark notices that the front of her parked vehicle has been badly damaged and needs to be repaired. With one call to the freephone number 0800 82 84 86, our specialists take care of everything. We contact a partner garage to carry out the repairs, a mechanic collects the damaged vehicle from Ms Clark and returns it fully repaired. In addition, Ms Clark also receives a replacement car while the repairs are being carried out. Ms Clark can therefore continue travelling to work by car and doesn't have to worry about formalities or invoices. Generali and its partner garages take care of the entire claims process, free of charge.

SUMMARY OF THE DETAILS

FORMULA car insurance is available in three different packages: Budget, Basic and Comfort. Each package contains different services, depending on your needs. Simply select the package that best suits you. You can also add other services in order to create your ideal insurance solution.

 

The Budget, Basic and Comfort packages are structured as follows:

Budget               

Basic cover
Third-party liability
Partial accidental damage cover
Full accidental damage
cover

 

Services

Assistance

Basic   

Basic cover
Third-party liability
Partial accidental damage cover
Full accidental damage cover

 

Supplementary insurance
Parking damage
Gross negligence
No-claims bonus protection

 

Passenger insurance

 

Services

Assistance

Comfort

Basic cover
Third-party liability
Partial accidental damage cover
Full accidental damage cover

 

Supplementary insurance
Parking damage
Gross negligence
No-claims bonus protection

 

Additional benefits
Parking damage Plus
Headlights
Personal effects
Replacement vehicle

 

Passenger insurance

 

Services

Assistance

What benefits does FORMULA motor insurance offer?

In the event of a claim, mandatory third-party liability insurance provides insurance cover up to a value of CHF 100 million for damage caused by your vehicle to other road users.

Accidental damage insurance covers the costs of bodywork repair to your vehicle. Unlike third-party liability insurance, accidental damage insurance is voluntary and provides added financial protection. We distinguish between two types of accidental damage insurance – full and partial.

  • Partial accidental damage cover

This insurance covers you for example against fire damage, theft, glass breakages, damage caused by martens, vandalism and natural hazards such as landslides, avalanches, snow pressure, storms, hail, inundation, rockfalls and flooding.

  • Full accidental damage cover

In addition to the eventualities listed under partial accidental damage cover, your vehicle is also insured against collision damage such as crashes, impacts, overturning and sinking.

Generali also offers benefits for damage caused by gross negligence of traffic regulations and waives its right of recourse or reduction.

This add-on provides insurance for all passengers of the insured vehicle in an accident. Passenger insurance offers benefits in the event of disability or death, pays a daily hospital allowance and covers treatment costs. Generali provides this benefit prior to liability being established.

The valuable assistance service provides support in emergencies, such as 24/7 breakdown and towing assistance and vehicle recovery in Switzerland and abroad (freephone 0800 82 84 86).

Important questions

The insurance covers drivers, vehicle holders and passengers under the terms of the insurance policy.

All insurance products (third-party liability, accidental damage, passenger protection and assistance) are valid in the following countries: Switzerland, Principality of Liechtenstein, all EU/EEA countries, Andorra and Croatia. For trips to countries within Europe that are not members of the EU/EEA, you require a green card from Generali.

The policy is valid from the date specified in the insurance contract, but not before the date on which the vehicle was registered with the road traffic office. The insurance contract is renewed each year automatically for the period of one year unless terminated by one of the parties at least three months prior to the expiry date.

If you've decided on one of the three packages, you can purchase your insurance by clicking the «Buy now» button. We will then issue you with a certificate of insurance, so that you can register your vehicle with the road traffic office. In the meantime, we will also prepare your contract documents and send these to you by post.

Do you have any questions? You can reach us on the freephone number 0800 881 882 or via our Generali Live Chat on the right. You are also welcome to arrange a personal consultation at your local Generali agency.