The vehicle legal protection insurance module helps keep you safe when on the road. It provides comprehensive cover in disputes involving vehicles and road traffic incidents.
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Worldwide insurance coverage |
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Cover of up to CHF 1 million per legal case |
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No reduction in benefits due to gross neglige |
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No deductible, no minimum disputed sum |
Vehicle legal protection insurance is suitable for companies that use vehicles commercially. It provides worldwide cover for disputes involving vehicles and road traffic incidents. The costs of lawyer’s fees, expert opinions and court proceedings are covered up to a value of CHF 1 million per case. You can take out this module as a supplement to the corporate legal protection insurance module BASIC.
Ideal for companies that use vehicles commercially.
Insurance law
Construction Ltd's motor vehicle insurer refuses to provide any benefits following a road traffic accident. We intervene on the company’s behalf and prove that the insurance has an obligation to pay.
Ownership and property law of company vehicles
Cement Ltd sells a company vehicle. The leasing company wrongfully claims reservation of title. We show that Cement Ltd’s sale of the car was lawful.
Licence suspension
While driving a company car on the motorway, an employee of Right GmbH overtook several vehicles on the right. As a result, his driving license is suspended for six months. Thanks to our intervention, the length of the suspension is reduced.
Vehicle taxation
Owing to an incorrect assessment, the heavy vehicle charge was too high. We intervened to correct the classification and thus lower the charge.
The insurance covers legal cases that are caused by an event occurring during the term of the insurance contract and reported to us within this time period. A waiting period of 60 days from the start of the contract applies. The waiting period does not apply in the case of civil damages law, criminal law, victim support law, insurance law or if the same risk was insured by a previous insurer and if the insurance transition occurs without interruption. When the contract comes to an end, the insurance is renewed automatically for one year at a time unless cancelled one month beforehand.
Vehicle legal protection insurance has a maximum insured amount per legal case of CHF 1 million in Switzerland and, if specified, CHF 500,000 in the rest of the world.
Depending on the module and insured risk, cover applies in Switzerland and the rest of the world.
Your company and the operating activities of the co-insured companies and subsidiaries listed in your policy.
The premium is based on your company’s operations, revenue, total payroll and number of employees.
Please contact an advisor, who can help you take out any of our business insurance options. Simply get in touch with us and we will provide you with a non-binding quote.
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