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Corporate legal protection insurance TOP

PROTECTION IN DISPUTES WITH CUSTOMERS AND SUPPLIERS

Disputes with customers or suppliers can quickly become costly and stressful. The corporate legal protection insurance module TOP provides comprehensive cover in disputes with customers, suppliers and service providers, and is the ideal way to extend the cover provided by the BASIC module.

Fortuna CORPORATE legal protection INSURANCE TOP

 

The perfect way to extend your basic cover

Corporate legal protection insurance TOP is suitable for all companies wishing to protect themselves against the legal and financial risks that may arise in disputes with customers and suppliers.

 

What is insured?

  • Disputes with customers, suppliers, service providers and competitors
  • Disputes involving intellectual property, tax and cartel law

How you benefit

  • Ideal way to supplement corporate legal protection insurance BASIC
  • Protection in intellectual property, tax and cartel law
  • Worldwide cover
  • No deductible, no minimum amount in dispute
  • Fast, competent help from experienced legal experts and lawyers

How corporate legal protection insurance tOP works

 

Real-life examples

Extended contract law
Construction Ltd is renovating the entrance area of a hotel. The hotel has brought a complaint against Construction Ltd on account of incorrectly executed building work and claims that water runs into the entrance area when it rains. Thanks to Fortuna’s intervention, the complaint is rejected.

Ownership and property law in relation to movable property
Industry Ltd has bought a new lathe from Sale Ltd. Sale Ltd unexpectedly claims reservation of title. Thanks to Fortuna’s intervention, Sale Ltd’s claims are successfully dismissed.

Intellectual property law
Start-Up Application Ltd has used its own pictures from the Internet to improve the look of its App. A copyright owner contacts Application Ltd and demands compensation. Thanks to Fortuna’s intervention, the matter is resolved by mutual agreement.

Cartel law
Price Ltd receives a letter from the Competition Commission (WEKO) and has to provide information on possible price agreements. Fortuna supports Price Ltd immediately and helps it to to react correctly and professionally to WEKO.

Tax law
Good Ltd receives a VAT assessment with which it is not in agreement. Fortuna lodges an appeal and successfully asserts Good Ltd’s claims.

Data protection
Mr Grudge accuses Marketing Ltd of having used his personal data in an email without taking appropriate security measures. Fortuna shows that the accusation is unfounded

FAQ

The insurance covers legal cases that are caused by an event occurring during the term of the insurance contract and reported to Fortuna within this time period. A waiting period of 60 days from the start of the contract applies. The waiting period does not apply if the same risk was insured by a previous insurer and if the insurance transition occurs without interruption. When the contract comes to an end, the insurance is renewed automatically for one year at a time unless cancelled one month beforehand.

Corporate legal protection insurance TOP has a maximum insured amount per legal case of CHF 500,000 in Switzerland and, if specified, CHF 250,000 in the rest of the world.

Depending on the module and insured risk, cover applies in Switzerland and the rest of the world.

Your company and the operating activities of the co-insured companies and subsidiaries listed in your policy.

The premium is based on your company’s operations, revenue, total payroll and number of employees.

Additional MODULES

We offer a range of modules that can be added to corporate legal protection insurance BASIC as optional extras. You are free to choose whichever modules your company most needs to extend its basic cover. In addition to corporate legal protection insurance TOP, the following insurance modules are available:

For companies that use vehicles commercially and wish to insure themselves against disputes involving vehicles and road traffic incidents anywhere in the world. Cover of up to CHF 1,000,000 per legal case for lawyers’ and court fees, expert opinions and other costs of proceedings.

For companies that frequently use the internet and are seeking worldwide cover for disputes involving breaches of privacy (cyberbullying), credit card and identity theft (cybercrime), and disputes over domain names.

For the owners and landlords of commercial premises who want to protect themselves in disputes involving properties, public planning laws and neighbours rights, or disputes with tenants as a landlord.

For companies that don’t want to handle debt collection themselves and would like to insure the collection of receivables. 15 credit assessments are included.

For companies wishing to obtain comprehensive, first-hand advice from a lawyer as their personal point-of-contact in all legal matters, regardless of what cover they hold.

Helpful documents