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With our single-premium life insurance, you can invest your desired sum of CHF 10,000 or more and receive tax advantages. At the same time, your loved ones enjoy financial security thanks to guaranteed benefits.
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Single premium: the easy way to invest |
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Attractive potential returns |
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Wide range of investment opportunities |
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Guaranteed lump-sum death benefit included |
With our single-premium life insurance, you make an initial investment. Our wide range of investment plans offers you investment opportunities tailored to your needs, allowing you to benefit from the potential for attractive returns. At the same time, you will protect your loved ones financially with an integrated death benefit should something happen to you. We have three insurance options for you to choose from: INVESTA Safe, INVESTA Plus and Conforta.
Life insurance and attractive capital investment.
Simple: make a single deposit and benefit
Limited life insurance
Capital protection included
Guaranteed lump-sum death benefit
INVESTA Safe life insurance
With our INVESTA Safe life insurance, you pay a single premium of at least CHF 10,000 at the outset. Regardless of the performance of the benchmark index, you will always be guaranteed capital protection in the amount of your investment upon maturity, irrespective of any negative performance on the capital markets.
Risk cover: lump-sum death benefit
With this life insurance, you receive a guaranteed lump-sum death benefit from day one. This ensures that your loved ones are protected should anything happen to you.
Who is this life insurance suitable for?
In particular, this insurance product benefits people between the ages of 50 and 70 who want to invest their savings in a tax-privileged way with the potential for returns, and who want to protect their surviving dependants.
With security and return credit
Single premium from CHF 10,000
Guaranteed endowment and death benefits
Optional entry and maturity management
INVESTA Plus life insurance
INVESTA Plus is a life insurance policy with guaranteed endowment and death benefits. You decide which portion of your savings premium should be invested in a security credit and a return credit. If you need capital during the term of the contract, you can make a partial or total advance withdrawal or take out a loan at any time under Pillar 3b.
Risk cover: lump-sum endowment and death benefit
You benefit from guaranteed capital in the event of survival or death. This means you receive a guaranteed benefit that secures your financial future or that of your surviving dependants.
Who is this life insurance suitable for?
INVESTA Plus is suitable for people who want to invest a larger amount of money over the long term, for example from an inheritance, a lump-sum withdrawal from a pension or free assets. The solution is aimed at anyone who wants to combine potential returns with security in a single investment.
Unit-linked life insurance with a single premium
Single premium from CHF 30,000
Save in Pillar 3a or 3b
Guaranteed lump-sum death benefit
Conforta life insurance
With this life insurance policy, you make a one-off investment of at least CHF 30,000 and benefit from the potential tax advantages on maturity. If you need capital during the term of the contract, you can make a partial or total advance withdrawal or take out a loan at any time under Pillar 3b.
Risk cover: guaranteed lump-sum death benefit
With this life insurance, you not only look after yourself, but also your loved ones. In the event of your death, they are financially protected from day one thanks to the guaranteed capital.
Who is this life insurance suitable for?
Life insurance with a single premium is suitable for anyone over the age of 30 who wants to invest a larger sum and benefit from the potential for attractive returns.
Life insurance with a single premium is particularly suitable for people who want to easily invest a larger sum with a one-off investment while also providing financial security for their loved ones with a lump-sum death benefit.
The way your savings premium is invested depends on the insurance option that you choose:
The right plan for every need: we would be happy to explain to you which investment plan is available for which insurance solution and which investment plan is best for you during a personal consultation.
Yes, all three insurance options offer a guaranteed death benefit. With INVESTA Plus life insurance, you also receive a guaranteed endowment benefit.
That depends on whether you’re taking out the insurance as a Pillar 3a or 3b account. Under Pillar 3b, you can name whoever you want. You can also name your cohabiting partner, for example. Or even a club.
Under Pillar 3a, there are restrictions on the possible beneficiaries, as well as legal requirements that you must comply with. These persons are beneficiaries in the following order:
When taking out this insurance, you will be able to choose from a range of different insurance plans to match your specific investment goals and preferences.
Swiss Performance: The Swiss Performance investment plan is available and focuses on the performance of leading Swiss companies.
Multi Index: Multi Index investment plans come with a range of options: the investment plans Multi Index 25, 50, 75 and 100, and the Opportunity investment plan.
We will be happy to help you choose the right investment plan for you.
Yes, you can. It depends on whether you are taking out insurance as part of a Pillar 3a or 3b account:
Pillar 3a
Pillar 3b
Surrender or partial surrender is possible at any time. Please note any tax regulations.
Our expert advisors will help you to find the perfect insurance coverage in every phase of life. If you have a specific question about an insurance policy, we will answer it quickly and expertly.
If you would like a better understanding of your overall situation, we will work with you to analyse your needs and goals. We will recommend the right solutions for your insurance coverage and your financial security.
The advice is free of charge, with no strings attached. You choose the time and place.
Discover all the benefits of a consultation
| Name | File | Size | |
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| Factsheet INVESTA Safe | 0,1 Mb |
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| Factsheet INVESTA Plus | 0,1 Mb |
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| Factsheet Conforta | 0,1 Mb |
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| Key Information Document INVESTA Safe | 0,1 Mb |
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| Key Information Document INVESTA Plus | 0,1 Mb |
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| Key Information Document Conforta | 0,1 Mb |
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