Investing your money

Get more out of your savings: invest some of your money in an investment solution. This will allow you to grow your assets while protecting your loved ones.

Benefits
	100 years of investment experience
	Expert advice from investment professionals
	Invest with tax advantages
	With financial protection for your family

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Investments

Benefit from over 100 years of investment experience: let our experts provide you with professional advice on investment opportunities specific to your needs. This will allow you to benefit from conditions usually only available to major customers. Maximise your returns and benefit from tax advantages while providing financial security for your family. Choose an investment solution that is precisely tailored to your needs.

Investments at a glance

Investing with insurance

Single-premium life insurances

Choose from 3 insurance plans

Make one investment – enjoy attractive potential returns

Protect your loved ones financially

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Vested benefits policy

Available again from 01.01.2027

Guaranteed interest rate

101% payout to surviving dependents in the event of death

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Investing without insurance

Investment plans

Plans for every budget

In line with your risk-return profile

Active asset management

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Investment funds

Perfect addition to your savings account

No custody account fees

Attractive potential returns

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Product Finder

Answer just five questions and find out which provident insurance suits you best. Simple and straightforward.

Life Product Finder

Investments in detail

Single-premium life insurance

Vested benefits policy

Investment plans

Investment funds

In brief

One-off investment

Invest in Pillar 3a or 3b

Attractive potential returns

Financial protection for your loved ones

Single-premium life insurance
Our single-premium life insurance combines investment and insurance cover. Be it INVESTA Safe, INVESTA Plus or Conforta, you select the investment concept that best suits your needs.

You make a one-off payment at the start of the policy and receive the lump-sum benefit provided for in the contract at the end of the agreed term. Depending on which option you choose, you can take out a Pillar 3a or 3b pension. If the legal requirements are met, you will benefit from tax advantages.

Why should I choose this solution?
Have you accrued savings or received a larger sum and would like to make a targeted provision for your future? Single-premium life insurance is a good choice if you want to invest this capital for the longer term. Which option is best for you depends on your financial goals, your willingness to take risks and your need for security. We will help you find the right solution.

In brief

Invest pension fund assets

Can be used to purchase a home

Flexible pension planning

Can be cancelled from 5 yrs before retirement age

Vested benefits policy
With the vested benefits policy, you can deposit your pension fund assets for a longer period of time. This may be necessary if you go abroad, take a career break or start your own business. You pay in your pension fund assets once and we invest your money and pay interest on it.

You will be able to draw on your capital in all of the cases provided for by law at any time. You can use it to fund or secure the purchase of a new home and, should anything happen to you, we will pay your surviving dependants 101% of the capital you invested.

Why should I choose this solution?
With the vested benefits policy, your pension fund assets will be well invested. The interest rate is guaranteed until the end of each year. You also have cost transparency.

In brief

Greater security thanks to broad risk distribution

Solutions adjusted to suit your risk profile

Wide choice of investment plans

Professional asset management

Investment plans
With us, you can use the savings premium of your unit-linked life insurance policy to invest. You can choose between different investment plans – classic or sustainable – depending on what suits you best. You also decide how high the proportion of shares should be. That depends on how much risk you are willing to take and how high you want your potential returns to be. Our experts actively manage your investments so that you achieve the best possible returns.

Why should I choose this solution?
Our investment plans provide you with first-class investment solutions to suit different needs. This is done with professional support from experts – for maximum potential returns and broad risk diversification.

In brief

Perfect addition to your savings account

Attractive potential returns

No custody account fees

Set monitoring mechanisms

Investment funds
Our investment funds are the perfect addition to your savings account. They give you the opportunity to achieve higher returns while keeping risk under control. No prior knowledge required. We have funds for every risk-return profile. A special extra: Generali is the only Swiss fund management company that does not charge any custody fees for managing your investments.

Why should I choose this solution?
Choose our investment funds to earn higher returns than with a savings account and to keep risk under control – with zero custody fees.

Questions and answers

One of the best ways to invest money and save at the same time is to use pillar 3a in Switzerland. It offers tax advantages, as the money you pay in can be deducted from your taxable income. Those who want to remain flexible can combine pillar 3b (free provident insurance) with unit-linked life insurance.

That depends on your needs around investing. If you would also like to cover your family in addition to investing your money, our single-premium life insurance policies are a good option. Should you need as much security as possible when investing and want to minimise risk, Flex provident insurance is the right choice. If you are able to take greater risks and want to invest in low-cost products, our funds are ideal for you.

You can also find helpful tips on this topic in our articles on basic investment rules.

Investment strategies range from conservative to risky. A conservative strategy includes life insurance policies with guaranteed benefits, as offered in pillar 3a. Bond-only funds are also part of a conservative strategy. Unit-linked life insurance policies that invest capital in a wide range of funds fit a balanced strategy. Those who are willing to take more risks can invest in pillar 3 or in investment funds with a high equity component.

For more information on investment strategies, see our article 5 investment strategies.

Our expert advisors will help you to find the perfect insurance coverage in every phase of life. If you have a specific question about an insurance policy, we will answer it quickly and expertly.

If you would like a better understanding of your overall situation, we will work with you to analyse your needs and goals. We will recommend the right solutions for your insurance coverage and your financial security.

The advice is free of charge, with no strings attached. You choose the time and place.

Discover all the benefits of a consultation

Investing your money

Investments

Investments at a glance

Investing with insurance

Single-premium life insurances

Vested benefits policy

Investing without insurance

Investment plans

Investment funds

Product Finder

Would you like to insure a person or a loan / mortgage?

Investments in detail

In brief

In brief

In brief

In brief

Questions and answers

Investing and saving money: what’s the best way?

How can I invest my money?

What investment strategies are there?

What are the benefits of a Generali consultation?