Commercial vehicle insurance

Your camper is dented and scraped by another vehicle while parked? Your caravan detaches itself from your car on a bumpy road? Our commercial vehicle insurance protects private individuals like you from damage to your commercial vehicle.

Advantages
Image Not Found Liability, accident, and damage coverage
Image Not Found Various insurance extras to choose from
Image Not Found 24-hour breakdown cover and assistance
Image Not Found 25% off environmentally friendly vehicles
Overall rating
4.4/5
star star star star star
of reviews
How commercial vehicle insurance works

Our commercial vehicle insurance allows you to take out the most important basic cover such as third party liability insurance, accidental damage insurance and accident insurance. We also have plenty of supplementary insurance to choose from. For example, you could select additional cover for gross negligence or no-claims bonus protection. 

Your benefits

Optimal security

For your private commercial vehicles.

  • Essential basic cover as part of a practical package
  • Additional cover depending on your needs
  • We settle accidental damage losses within 7 days
  • Network of professionals for glass, breakdown and assistance
Comprehensive protection

For a wide variety of commercial vehicles

  • Motorhomes
  • Trailers
  • Agricultural vehicles
  • Minibuses and coaches
  • Delivery vans and trucks

Commercial vehicle insurance at a glance

Coverage types

Basic

Supplementary

Extras

Our advisors are there for you

Our competent advisor team will find the right solutions for you.

Coverage types in detail

In brief

  • Partial or comprehensive accidental damage
  • Third-party liability insurance
  • Accident insurance

What basic cover is available?

  • Third-party liability insurance
    This is compulsory and insures against damage caused to third parties. For instance, you are covered if someone is injured or killed, or if property is damaged by your commercial vehicle.
  • Accidental damage insurance

    Partial accidental damage insurance
    :
    Partial accidental damage insures against damage caused by theft, fire, natural events, rodents, glass breakage or vandalism.

    Comprehensive accidental damage:
    Comprehensive accidental damage cover comprises partial accidental damage plus cover for collision damage to your own vehicle.
  • Accident insurance
    Drivers and passengers are insured when using your insured company vehicles. You are covered in the event of death or temporary or permanent disability resulting from an accident involving the insured vehicle.

In brief

  • Gross negligence
  • Items transported in the vehicle
  • Glass cover plus

What supplementary insurance is available?
You can select the following supplementary cover as part of our commercial vehicle insurance:

  • Waiver of right of recourse in the event of gross negligence: We waive the requirement for you to pay part of the losses yourself in the event of gross negligence for events caused by the insured driver.

  • Items transported in the vehicle: Insures all of the driver and passenger’s private or professional belongings within the vehicle.

  • Glass cover plus: Where this is taken out, all other damage to glass or glass-like materials (e.g. exterior mirrors, headlights or bulbs) on your vehicle is covered in addition to the standard glass breakage insurance. Internal defects and normal wear and tear are excluded.

In brief

  • No-claims bonus protection
  • Newcomers bonus

What extras are available?
You can conclude commercial vehicle insurance with many attractive extras:

  • No-claims bonus protection: The first loss reported in any year does not affect your premium.

  • Attractive newcomer bonus: You will receive a small bonus right from the start when you insure multiple drivers with us.

25% environmental bonus

Conclude online and save.

If your vehicle has an alternative energy source, you will receive a 25% discount on your premium.

Customer opinions

Said Abd El Ham 29.04.2024
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Juha-Pekka P. 28.04.2024
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Gaurav M. 26.04.2024
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Kulyk T. 26.04.2024
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Rogior Maarten 12.04.2024
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Andrea S. 07.04.2024
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Melanie S. 04.04.2024
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Meng-Mei C. 29.03.2024
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Hugo Robert N. 27.03.2024
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Questions and answers

Report a claim

Do you need to report a claim? We are here for you.

0800 881 882

Download documents

Name File Size
General Policy Conditions PDF 0,3 Mb