Pillar 3a

Saving for old age is something we would all rather put off. But it makes sense to start as early as possible. Our pillar 3a lets you save flexibly in a way that suits you. Moreover, if you become unable to work, we will continue to save for you.

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Image Not Found Attractive potential returns
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How our pillar 3a works

Our pillar 3a allows you to put money aside for retirement while also saving on taxes. View your investment performance or make payments from anywhere and from any device via our customer portal. Plus, you profit from our savings contribution: In the event that you experience loss of earning capacity, we pay up to CHF 3,000 into your pillar 3a each year.

Your benefits

Flexible saving options

Decide for yourself how you want to save.

  • Decide when, how and how much you pay in
  • 24 hour access via the customer portal
  • View investment performance at any time
  • Good return prospects: Professionals invest your deposits
  • Benefit from tax advantages
Savings contribution

We will carry on saving for you if you no longer can.

  • Cover for loss of earning capacity
  • We pay up to CHF 3,000 per year
  • Paid directly into your pillar 3a

Pillar 3a at a glance

What can our pillar 3a do for you?

Save flexibly

Attractive potential returns

Valuable savings contribution

Personal pension consultation for you

For an analysis of your situation and personalised quotes.

Pillar 3a in detail

Kurz erklärt

  • No mandatory payments
  • Whenever you want
  • As much as you want
  • Access via customer portal

Total flexibility
When you want. How you want. As much as you want. Our pillar 3a gives you genuine flexibility. We have no fixed payment schedules. You decide how much you want to pay in.


24/7 access to your pillar 3a
You have access to your pillar 3a at any time via the customer portal. You can monitor its performance or make payments. Wherever you are and on any device. You can also see how much you have saved so far and how much more you can pay in.

In brief

  • Professional asset management
  • Optimise your contributions
  • Get the best possible returns
  • Personal investment profile

We do more with your money
Our experienced asset managers invest your money in a range of broadly diversified first-class funds. You therefore achieve the best possible returns.


Your personal investment profile
Not everyone is prepared to accept the same level of risk. With this in mind, we ask you a few questions to determine your risk profile when you open a pillar 3a. This ensures you get the investment that best suits your needs.


Full transparency
You can use your customer portal to check how your savings are growing at any time. You see precisely how and where we are investing your money. You see the costs incurred and how much profit your have made so far.

In brief

  • In the event of loss of earning capacity
  • Up to CHF 3,000 per year
  • Costs CHF 8 per month

Optimal protection
If you are unable to work, we will continue to save for you. We pay up to CHF 3,000 per year into your pillar 3a for as long as you are unable to work, right up until your retirement. This protection only costs you CHF 8 per month.


Why do I need a savings contribution?
Life doesn’t always go as planned. There is a 15% chance that you will experience loss of earning capacity at some point between the ages of 18 and 65. And if you do, your pension will often fall short. For example, if you experience a 70% loss of earning capacity at 40 years of age, we will pay CHF 72,000 into your pillar 3a, right up until you reach retirement. 

Simply take out online

15 minutes to secure your future.

All it takes is a few minutes of your time and your personal details, and you can open a Generali pillar 3a online right now.

Customer opinions

Eva T. 30.04.2024
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Said Abd El Ham 29.04.2024
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Juha-Pekka P. 28.04.2024
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Gaurav M. 26.04.2024
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Kulyk T. 26.04.2024
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Antony Lloyd Pr 17.04.2024
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Rogior Maarten 12.04.2024
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Tugrul I. 12.04.2024
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Andrea S. 07.04.2024
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Questions and answers

Save as you go. Without a second thought. Our Smart Savings solution makes it possible: Every time you make a purchase on your credit card, a percentage of it is paid directly into your pillar 3a. Once you have taken out a pillar 3a, you can activate the Smart Savings option in your customer portal.
Saving with a pillar 3a

Report an insured event

If you experience loss of earning capacity, we are here for you.

0800 881 882

You choose the time and place