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Bike insurance

Peace of mind on the road

Is cycling a part of your daily life? Whether you bike to work or cycle for leisure, riding a bike is great fun. But bad things can happen, and that fun can quickly become serious: having an accident, damaging your bicycle or losing it can be very expensive. Our bicycle insurance provides you with comprehensive cover in situations like these.

 

 

 

Cycling not only keeps us fit and gets us out into the fresh air – we can also be proud that we are doing our bit for the environment. And in busy urban traffic, a bike is often the most efficient way to get around. But that also means we shouldn't underestimate the risk of accidents. They tend to happen suddenly – and can have serious consequences. And unfortunately, bicycle theft is all too common.

 

That's where Generali’s bicycle insurance comes in. It covers the cost of repairing your damaged bike. In the event of a serious accident with fatal consequences, it pays compensation to relatives. In addition, you benefit from comprehensive Bike Assistance. And if your bicycle is stolen, we cover the deductible. Giving you peace of mind whenever you’re on the road with your bike.

Collision accidental damage

Covers the cost of repairs and replacement parts for your bicycle up to a maximum of the purchase value; your personal items also enjoy up to CHF 1,000 of cover. If your bike is totally written off, the cost of replacing it with an identical bicycle at the time of the loss will be paid. If a collision proves fatal, we will pay compensation of CHF 5,000 to the beneficiaries. If your bike is stolen, Generali will pay the deductible that applies to your household contents insurance, up to a maximum of CHF 500.

If an accident gives rise to a legal dispute, bicycle legal protection insurance covers up to CHF 50,000 in lawyers’ fees and court costs.

Bicycle theft

Optional

The insurance covers the loss, destruction or damage of the insured bicycle as a result of theft, theft for temporary use, misappropriation, robbery or any attempt to that effect.

Bike Assistance at home and abroad

Assistance in the event of breakdown, theft or accident

The following costs are covered:

  • Breakdown assistance, towing
  • Continuing the journey (e.g. cost of hiring a bike)
  • Awaiting repairs (e.g. hotel costs)
  • Recovering the bicycle
  • Return travel costs
  • Organising medical transport and granting an advance payment of hospital costs
  • Travel information hotline