As inflation and interest rates head skywards, many people are wondering what this means for their personal situation. What should they do about their plans to invest in their own home? Is there a way they can protect themselves against rising interest rates? Michael Bänziger answers these and many other topical questions in our new format: CIO news: global events and your investment.
The impact of inflation on real estate, shares and pensions
On 16 June, the Swiss National Bank announced that it would be increasing the base rate by 0.5%. This was in response to rising inflation. In this interview, Michael Bänziger, Generali’s Chief Investment Officer, explains how this came about and what impact the current inflation and interest rate situation is having on personal pension and investment planning. Among the questions Michael answers are whether real estate is still a good investment during periods of inflation and how you can protect yourself against rising interest rates if you have a mortgage. Alongside real estate, he also looks at the stock market and your personal pension.
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ABOUT MICHAEL AND JANA
“In times like these, it’s important to keep calm.”
Michael Bänziger, Chief Investment Officer, Generali Switzerland
Michael Bänziger has been at Generali since 2019 and has headed the Investment department as Chief Investment Officer (CIO) since 2020. In this role, he monitors global financial markets and positions Generali Switzerland’s investments accordingly.
Prior to joining Generali, he held various investment roles in Switzerland and abroad. Michael Bänziger holds a business administration degree and is a CFA® charterholder from the CFA Institute: he is a tried-and-trusted expert when it comes to financial investments.
Jana Künzler, Product Management Life Expert, Generali Switzerland
Jana Künzler has been at Generali since 2018. As a product manager in the Life Insurance department, she is responsible for various products and developing them further.
After completing a Master of Arts in Business Innovation at the University of St. Gallen, she has worked in different parts of Generali's business. In "CIO news: global events and your investment" Jana interviews Michael and ensure that topical, relevant issues relating to financial topics are clarified. Beside this, Jana is a member of #TeamPensions.
